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Mahalaxmi Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account.

Loan Plans

Choose Your Loan Type

Compare plans and find the perfect loan for your needs

Micro Loan

Flexible loan plans tailored for you.

Micro Loan

Mini Micro Instant 1 Month

50% per month
  • Amount: 999.00 – 1,000.00
  • Tenure: 1 installments
  • Interval: 30 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Micro Loan – Starter

Small-Value Financial Support

50% per month
  • Amount: 1,000.00 – 2,000.00
  • Tenure: 1 installments
  • Interval: 30 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Micro Loan – Basic

Flexible Small Loan

30% per month
  • Amount: 2,000.00 – 5,000.00
  • Tenure: 1 installments
  • Interval: 30 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Micro Loan – Plus

Small Business & Household Support

25% per month
  • Amount: 5,000.00 – 10,000.00
  • Tenure: 1 installments
  • Interval: 30 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Micro Loan – Growth

Growth Finance for Small Borrowers

4% per month
  • Amount: 10,000.00 – 25,000.00
  • Tenure: 12 installments
  • Interval: 30 days
  • Processing fee: ₹1,800.00 INR + 0.00000000%

Personal Loan

For weddings, travel, medical emergencies, home renovation, or any personal need.

Personal Loan – Basic

Flexible Personal Financial Support

4% per month
  • Amount: 25,000.00 – 50,000.00
  • Tenure: 12 installments
  • Interval: 30 days
  • Processing fee: ₹3,500.00 INR + 0.00000000%

Personal Loan – Basic

Flexible Personal Financial Support

3% per month
  • Amount: 25,000.00 – 50,000.00
  • Tenure: 24 installments
  • Interval: 30 days
  • Processing fee: ₹3,500.00 INR + 0.00000000%

Personal Loan – Standard

Personal Loan for Essential Financial

4% per month
  • Amount: 50,000.00 – 100,000.00
  • Tenure: 36 installments
  • Interval: 30 days
  • Processing fee: ₹4,000.00 INR + 0.00000000%

Personal Loan – Standard

Personal Loan for Essential Financial

3% per month
  • Amount: 50,000.00 – 100,000.00
  • Tenure: 36 installments
  • Interval: 30 days
  • Processing fee: ₹4,000.00 INR + 0.00000000%

Personal Loan – Plus

Higher-Personal Financial Support

4% per month
  • Amount: 100,000.00 – 200,000.00
  • Tenure: 60 installments
  • Interval: 30 days
  • Processing fee: ₹4,500.00 INR + 0.00000000%

Personal Loan – Plus

Higher-Personal Financial Support

3% per month
  • Amount: 100,000.00 – 200,000.00
  • Tenure: 60 installments
  • Interval: 30 days
  • Processing fee: ₹4,500.00 INR + 0.00000000%

Personal Loan – Premium

Extended Personal Finance Solution

4% per month
  • Amount: 200,000.00 – 300,000.00
  • Tenure: 60 installments
  • Interval: 30 days
  • Processing fee: ₹4,500.00 INR + 0.00000000%

Personal Loan – Premium

Extended Personal Finance Solution

3% per month
  • Amount: 200,000.00 – 300,000.00
  • Tenure: 60 installments
  • Interval: 30 days
  • Processing fee: ₹4,500.00 INR + 0.00000000%

Loan Against Property

Flexible loan plans tailored for you.

Loan Against Property – Basic

Property-Backed Financial Support

3% per month
  • Amount: 100,000.00 – 500,000.00
  • Tenure: 1 installments
  • Interval: 365 days
  • Processing fee: ₹4,500.00 INR + 0.00000000%

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